Low APR CreditCards

Lowest APR creditcards at the top, if you miss a payment or leave a balance on your card its going to cost less.

Card	Standard APR	Balance Transfer Rate / Period	Intro Purchase rate / Period	Rewards	Annual Fee
Egg Money egg	7.9%	No intro period		Cash back	£0
One Card Halifax	9.9%	0% 9 months	0% 9 months		£0
Gold Card Smile.co.uk	9.9%			Cash back   0.5% Cashback	£0
Platinum Card Capital One	9.9%	0% 9 months	0% 9 months		£0
Post Office Platinum Credit Card Post Office	13.9%	0% 8 months	0% 3 months		£0
Classic Card Smile.co.uk	13.9%			Cash back   0.5% Cashback	£0
GM Card GM Card	14.9%	0% 5 months	0% 5 months	3% back against a Vauxhall or Saab!	£0
Flexi-Rate Barclaycard	14.9%	0% 12 months			£0
Post Office Credit Card Post Office	14.9%	0% 8 months	0% 3 months		£0
Barclaycard Platinum Barclaycard	14.9%	0% 12 months	0% 3 months		£0
Credit Card Virgin	15.9%	(Handling fee of 2.98% applies) 0% 15 months	0% 3 months		£0
Amazon.co.uk Halifax	15.9%	0% 9 months	0% 6 months	Amazon	£0
British Airways American Express	15.9%			BA Miles	£0
RSPCA Credit Card RSPCA	16.9%	0% 9 months		RSPCA receives 25p out of every £100	£0
Egg Card egg	16.9%	0% 15 months	0% 3 months		£0

With most balance transfers a % handling fee will apply, usually between 2 and 4 %.