Flexi-Rate - Barclaycard

• Standard APR: 14.9%
• Balance Transfer Rate: 0% for 12 months
• Annual Fee: £0
• Secure shopping with identity protection information
• Reassurance about delivery with purchase delivery promise
• Emergency help when travelling abroad
• Great holiday deals with our Travel Service
• Convenient online account management Emergency cash advance and credit card replacement service
• Text alerts five days before payment is due (requires opt in)

If you have a balance of £2,000 and you opt to pay back 10% of your balance each month rather than the minimum amount, Flexi-Rate™ will save you as much as £140 for the first year. Suits you if you:

• Don't pay off the balance on your credit card every month
• Have a good credit history
• Are 21 or over
• Have a permanent UK address
• Aren't a student
• Have a regular income
• Haven't been declared insolvent, bankrupt, or have CCJs against you

More info & apply online: https://www.barclaycard.co.uk/products/apply/summary_box/flexirate.html